A Lasting Legacy of Giving – In Your Name, For Generations
Many people want to leave something meaningful to charity, a gift that reflects their values, honours their memory, and continues to make a difference long after they’re gone.
The Insight Family Directed Philanthropic Trust (IFDPT) (no 1204484) offers exactly that: a unique, tax-efficient way to create an enduring legacy of charitable giving in your name.
Why Traditional Charitable Gifts Fall Short
Leaving a gift to charity in your Will is a generous act, and gifts to UK-registered charities are fully exempt from Inheritance Tax (IHT). If 10% or more of your estate is left to charity, the IHT rate on the rest of your estate is also reduced from 40% to 36%.
However, most charitable legacies are one-off donations. They’re gratefully received, but often spent quickly. The impact can be significant in the short term, but the legacy doesn’t always last.
The IFDPT Difference – A Legacy That Keeps Giving
In partnership with our sister companies, we have created the Insight Family Directed Philanthropic Trust, an officially registered UK charity designed to provide permanent, sustainable support to the causes you care about. Rather than giving a lump sum to be spent all at once, your donation is professionally invested. The income it generates is given to your chosen charities year after year, indefinitely — always in your name.
Key Benefits of IFDPT:
- Ongoing Support: Your chosen charities receive a reliable annual income, not just a one-time payment.
- Family Involvement: Trustees may consult with your family to adjust future donations, ensuring your giving stays relevant across generations.
- Tax Efficiency: 100% IHT exemption on gifts into the trust, with potential Gift Aid and other reliefs for lifetime donations.
- A Legacy That Lives On: Your name remains associated with continued charitable impact, year after year.
Giving During Your Lifetime
You don’t have to wait until you’re gone, you can make donations to IFDPT now, and see the results of your giving while you’re alive. This can be a deeply rewarding way to connect with the causes you support.
How It Works
- You Donate – Either during your lifetime or through your Will.
- Trustees Invest – Funds are invested with FCA-regulated advice, aiming to preserve and grow the capital.
- Charities Benefit – The income generated (interest, dividends, returns) is distributed annually to your chosen causes.
- Your Capital Endures – The original gift remains intact, and may even grow,to continue supporting your causes for decades to come.
- Donor Advised – You, or your descendants, can remain involved in guiding the trust’s charitable direction.
Why Choose This Model?
- Sustainable Giving – Creates a long-term income stream for your causes.
- Amplified Impact – One gift funds years, even decades, of work.
- Personal Legacy – Ensures your name is remembered for ongoing generosity.
- Good Governance – Trustees are regulated and legally bound to act prudently.
- Tax Advantages – Potential Gift Aid, lifetime reliefs, and full IHT exemption.
In Summary
The Insight Family Directed Philanthropic Trust isn’t just about leaving a gift, it’s about creating a living legacy. Whether you give during your lifetime or through your Will, your contribution keeps supporting the causes you believe in, for generations to come.