Generational/Bloodline Planning

Foresight Estate Planning & Will Writing Services

Helping you plan for your families future

To underpin the wealth acquired by our clients, Foresight provide a range of trust solutions designed to meet a variety of client needs to ensure generational planning, asset direction and wealth protection for families. Bloodline planning ensures that your assets reach your children, grandchildren and other relatives, rather than ending up in the wrong hands!

Most people want to leave their wealth to their spouse, children or other family members. Putting your wealth into Trust protects it so that only the people you want it to go to, actually benefit. If you simply gift cash, property or other assets directly to your family members in a will, these gifts are included in the estate of the person who receives them.

This means they are exposed to social impacts, such as divorce, remarriage or bankruptcy. Directing your wealth into Trust means it is better protected from third party claims, such as from an ex-partner or creditors. The assets are owned by the Trust and are generally considered outside of the beneficiaries’ estate, which means they may not be included as part of a divorce arrangement or in their estate for assessment of care. Even if a child predeceases their partner, monies keep in the bloodline from generation to generation. We don’t like to think that we or our children will divorce, but the reality is that it may happen ‒ exposing your assets to claims outside of your bloodline.

Generational Protection means keeping more of your wealth in your family for future generations. Most people want to leave their wealth to their children, grandchildren and great grandchildren.

Leaving your assets into discretionary Trusts over and above any new RNRB IHT allowances can deliver additional tax benefits to the beneficiary’s estate, equal to £40,000 for every £100,000 put into Trust. It seems ludicrous to think that the same money that's been used to pay inheritance tax can be taxed again and again.

You work hard to build up your wealth and it is important to think equally hard about protecting it from erosion through the generations because of unnecessary tax payments. We believe inheritance should be a 'True Legacy' allowing each generation to benefit not just one.

Foresight Estate Planning - Building a better future for your loved ones

Generational/Bloodline Planning

Our Companies

Say hello to the other companies in our group...

insight financial associates

With our forward-thinking approach and combined professional experience, Insight brings together an unrivalled ‘wealth’ of expertise and knowledge in financial services. The independent status enables us to provide an impartial and individual service to our valued clients. 

property investor partnership

We are specialists in securing high yield property investment opportunities that will generate surplus income and achieve long term capital growth.  We introduce investors to Solicitors and Mortgage Brokers who specialise in investor property purchase. Our clients are supported every step of the way, from reservation through to securing the first tenant. 

insight private finance

We are experts in securing finance for a broad range of properties for either residential or investment purposes. We can advise you on insurances to protect your home, income, lifestyle and for landlords to protect their property portfolios. 

penvest

We manage and review an employer’s benefits scheme including group pensions, death in service and income protection, enhancing current arrangements where possible. Our Auto Enrolment “Health Check” helps keep firms compliant with The Pension Regulators requirements.

foresight estate planning & will writing

We specialise in the preparation and drafting of Wills, together with a wide range of other legal services, including the setting up of Trusts (both life-time Trusts and post death Trusts) and Powers of Attorney*. 

insight accountancy services

We give guidance and advice around personal or business taxation queries. We can guide you through the administration side of book-keeping and completing tax returns in a timely manner, providing security in knowing that all elements of your finances are in good order**.

*The Financial Conduct Authority does not regulate tax advice, wills or trusts.
**The Financial Conduct Authority does not regulate tax advice.

Looking to plan for the future?

Make an appointment with Foresight Estate Planning today!

Foresight Estate Planning – The key to future success

Foresight maintain an open and friendly relationship with our clients. Our aim is to 'take the fear out of planning for the future' by offering the very finest advice that delivers results time and time again.

About Us

About Us

All the information about us and the philosophy behind who we are.

Meet the Team

Meet the Team

Meet the Foresight Estate Planning a team.

Say Hello

Say Hello!

Contact us today and start your journey to financial success.